Personal Loans

As a community bank we are able to provide the personal service and attention that is not possible at larger banks. Loan decisions are always made right here, so you get an answer when you need it. Our comfortable size does not limit our expertise or financial resources - we have the capacity to serve your needs.


For more detailed information regarding our exceptional loan programs, please contact one of our loan officers or drop by one of our convenient locations.

Real Estate Financing

Our mortgage programs offer competitive rates for various types of loans including new home construction, refinancing, and the purchase of property. We offer mortgage loans with terms of one to five years, but with the monthly payments based on longer payouts -- typically 15 to 30 years. This type of mortgage is commonly referred to as a balloon mortgage. At the end of the term, we will automatically send you renewal information with terms for another loan.


Call one of our loan officers today to get our current interest rates and to set up an appointment to discuss your personal needs and have your questions answered.

Home Equity Loans

This is one of the most popular and inexpensive ways to borrow for home improvements or other needs that you may have. This type of loan is secured by your residence and gives you access to the equity that you have accumulated in your home. Consult your accountant to inquire about tax deduct ability for this type of loan. Texas law includes consumer protection items and other restrictions, so talk to one of our loan officers for details.

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