Personal Checking

You want and expect more out of your financial institution than ever before. That's why First National Bank of Bosque County offers an array of full-feature checking accounts that totally fit your life -- with valuable benefits like free Online Banking, free eStatements, and much more to complement the checking account you choose. What's even better is that as a community bank, we are able to provide the personal service and attention you often won't find at larger banks.  View our array of options -- you're sure to find the checking account that makes your life easier and fits your budget.

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  • NON INTEREST BEARING ACCOUNTS

    Z1® Checking

    This account is designed to be paperless – or near paperless. Decrease your risk of identity theft by keeping your statements out of your mailbox, plus get your statements faster than the post office can deliver them. Your monthly statement will be available through our Internet Banking only – no paper copy will be mailed to you. This on-line statement includes a detailed listing of account activity, as well as images of checks. There is no monthly service charge for this account, but if there are more than five paper checks on your account in a single month there is a charge of $2.00 for each check after the first five. Paper checks that are converted to electronic items by a third party (Wal-Mart, Target, etc) do not count as paper checks and are not included in this charge.

     

    First Checking

    Our premium service checking account, it carries no service charges as long as your average account balance is $750.00 or more. This account includes your choice of a printed statement mailed to you each month or an eStatement -- both include a detailed listing of account activity plus images of checks.  The service charge for this account is $10 per month if your average balance falls below $750.00.

     

    Bosque Checking

    If cost is important, then our Bosque Checking account is for you. It carries a $7.00 monthly service charge, but that fee is waived if your average balance is $750.00 or more for the month.  With only $100 to open, the Bosque Checking account is an easy and inexpensive way to mange your money. This account includes your choice of a printed statement mailed to you each month or an eStatement. The printed statement includes a detailed listing of account activity, but does not include images of checks or deposits; the eStatement includes images of checks.

  • INTEREST BEARING ACCOUNTS

    Z5® Checking

    This interest bearing account is designed to be paperless – or near paperless. Your monthly statement will be available through our Internet Banking only – no paper copy will be mailed to you. This statement includes a detailed listing of account activity, as well as images of checks. You must have an average balance of $1,000 or more to avoid service charges, and you must maintain a balance of $1,500 or more to obtain our advertised rates. If there are more than five paper checks on your account in a single month there is a charge of $2.00 for each check after the first five in addition to the standard monthly service charge. Paper checks that are converted to electronic items by a third party (Wal-Mart, Target, etc) do not count as paper checks and are not included in this charge.

     

    First Prime Checking

    All the premium services of our First Checking account plus interest! You must have an average account balance of $1,000 or more to avoid service charges, and you must maintain a balance of $1,500 or more to obtain our advertised interest rates.

     

    First Prime + Checking

    Our First Prime account PLUS a higher rate of interest! Interest rates are tiered so the more money you keep in your account, the higher your interest rate will be. You must have an average account balance of $5,000 or more to avoid service charges, and you must maintain a balance of $5,000 or more to obtain our advertised interest rates.

 

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