This account is designed to be paperless – or near paperless. Decrease your risk of identity theft by keeping your statements out of your mailbox, plus get your statements faster than the post office can deliver them. Your monthly statement will be available through our Internet Banking only – no paper copy will be mailed to you. This on-line statement includes a detailed listing of account activity, as well as images of checks. There is no monthly service charge for this account, but if there are more than five paper checks on your account in a single month there is a charge of $2.00 for each check after the first five. Paper checks that are converted to electronic items by a third party (Wal-Mart, Target, etc) do not count as paper checks and are not included in this charge.
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If cost is important, then our Bosque Checking account is for you. With a flat $5.00 service charges and only $100 to open, the Bosque Checking account is an easy and inexpensive way to mange your money.
This account includes a printed statement mailed to you each month. The statement includes a detailed listing of account activity, but does not include images of checks or deposits. (
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Our premium service checking account, it carries no service charges as long as your average account balance is $500.00 or more. This account includes a printed statement mailed to you each month. The statement includes a detailed listing of account activity, as well as images of checks.
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This interest bearing account is designed to be paperless – or near paperless. Your monthly statement will be available through our Internet Banking only – no paper copy will be mailed to you. This statement includes a detailed listing of account activity, as well as images of checks. You must have an average balance of $1,000 or more to avoid service charges, and you must maintain a balance of $1,500 or more to obtain our advertised rates. If there are more than five paper checks on your account in a single month there is a charge of $2.00 for each check after the first five in addition to the standard monthly service charge. Paper checks that are converted to electroinic items by a third party (Wal-Mart, Target, etc) do not count as paper checks and are not included in this charge.
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All the premium services of our First Checking account plus interest!
You must have an average account balance of $1,000 or more to avoid service charges, and you must maintain a balance of $1,500 or more to obtain our advertised interest rates.
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Our First Prime account PLUS a higher rate of interest!
You must have an average account balance of $5,000 or more to avoid service charges, and you must maintain a balance of $25,000 or more to obtain our advertised interest rates.
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Saving is easy and convenient with our First Savings Account. Every three months you'll receive a detailed statement listing all activity made to your account during the previous quarter. Daily balances earn a variable rate of interest compounded and paid quarterly.
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For investment-minded individuals, an insured Money Market Account is a wise choice.
The interest rate varies to reflect current market conditions. So if rates rise, you earn a higher rate. Interest is compounded and paid monthly on the daily balances. A Money Market Account allows access to your funds. You can make 6 withdrawals per month, 3 of which may be by check or an ATM transaction.
| Minimum to open account: | $2,500.00 |
| Minimum to waive service fee and earn interest: | $1,500.00 |
| Monthly service fee if below minimum balance: | $10.00 |
| Over 3 third part check or 3 transfers: | $20.00 |
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Commercial Business Checking
Premium service commercial checking for less than you probably pay now. Charges are based on your activity with a credit given for account balances.
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If your business isn't a heavy cash user then our Basic Business Checking is a good fit. It carries no service charge as long as your account balance is $500 or more. If your balance is less than $500, then the charge is a flat $10.00 per month.
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The success of your business depends on many factors. One of those factors is your financial institution. Our bank offers the professional commercial services you expect from a large bank, while maintaining the convenience and service that only a local bank can provide. Our experienced employees stand ready to provide the service, flexibility, and innovation your business needs to succeed in today's competitive environment.
| Merchant Charge Card Program | Collections |
| Night Depository | Coin and Currency processing |
| Depository for taxes | Wire Transfers |
| Letters of Credit | Safe Deposit Boxes |
| Certified Checks | Bank by mail |
| Notary Public | |
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Equal Housing Lender